Derek answered all my questions, I should say my very detailed email questions. Every aspect of the loan was clear to me before the closing. Emails were often sent to keep me updated.

As a first-time home buyer, I was a bit nervous about all that was going to come. Though with the help of Derek, the process went very smoothly. Derek was always there to assist.

Derek was there for us every step of the way. Knowledgeable, professional & made us comfortable with all our fears of buying our first home. 10/10 would recommend to anyone.

Derek was amazing for the purchase of my home 2 years ago and was just as helpful for my refinance a few weeks ago. He helped me save lots of money each month.

Derek and his team were able to provide a cash out refinance for us within 3 weeks from my call. We were informed all along the way and there was no doubt in what was required.

We are first time home buyers and Derek took very good care of us. He answered all our many questions, was very thorough & got the job done! We are very happy and recommend.

Derek exemplifies the very best traits a buyer could ask for in a lender; responsiveness, value & thoroughness. His steadfast determination to win the very best deal for his client is evident.